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South Korean banks rely on fintech as they contest for dominance in digital retail banking
Date: Jun 19, 2017   |   Author: Shenming Wang | Research Note
The evolving landscape of South Korean retail banking is pushing banks to invest in financial technology to retain and attract customers, even as traditional brick and mortar branches give way to specialised branches.
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HDFC introduces a digital bank to support SMEs as the backbone of India’s economy
Date: Jun 09, 2017   |   Author: Janine Marie Crisanto | Case Study
While there is a dearth in bank’s funding and financial options for small and medium enterprises globally, new players are intercepting with their digital capabilities to provide lending to the growing sector. Recognising this gap and the entrance of new competition, HDFC launched SM@ Bank to provide SMEs’ with innovative and accessible financial services.
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Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model
Date: May 29, 2017   |   Author: Research | Research Note
In the quest to create financial ecosystems, banks believe they can stay relevant to a customer’s financial needs.
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"UBank was introduced to clearly disrupt Australia's banking industry"
Date: May 17, 2017   |   Author: Carmina Angelica Olano | Interviews
Jeremy Hubbard, head of digital and technology at UBank, believes that by championing a new perspective to savings, backed by a focused approach in personalisation and improved customer experience, UBank is on its way to becoming the most referred brand.
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Retail banking asset structure differs widely by country in Asia Pacific
Date: May 15, 2017   |   Author: Wendy Weng | Research Note
Composition of retail banking assets among Asia Pacific countries shows that mature markets have a higher average share of mortgages in retail lending than emerging markets, while banks in emerging markets have expanded their mortgage lending at a stronger pace.




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